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Equine, Farm, and Ranch

Tailored coverage for equestrian success.

Protect your equestrian investment with equine insurance. Our farm and ranch insurance services help you maximize your operations with performance, racing, or breeding horses. We offer tailored solutions, including mortality coverage, equine liability insurance, worker’s comp, and employee benefits, ensuring your business or personal investment thrives.

Equestrian industry solutions

Discover tailored protection with our equine insurance solutions. Our customized programs safeguard your unique assets, ensuring financial security and all-around support for your operation.

Farm and ranch property coverage

Property coverage includes dwellings, barns, covered arenas, equipment and more.

Horse insurance

Horse insurance provides mortality and medical coverage for your horses.

Equine liability coverage

Commercial coverage includes lessons, training, and sales, along with private horse owner coverage for your personal horses.

Commercial auto coverage

Coverage for your truck, trailer, and other vehicles.

Employment coverage

Your team is essential! We've got you covered with workers' comp, travel accident insurance, and employee health benefits.

Excess liability coverage

Boost your protection for your horse operations with our supplemental liability coverages, offering limits above primary general liability.

Meet Waverly, an equine specialist.

Waverly Ernst

Practice Leader, Equine Farm & Ranch
Saddle Brook, NJ

Marsh McLennan Agency Alliances

National Cattlemen's Beef Association

Frequently Asked Questions

Equine insurance can cover a range of risks related to horses, including mortality, injury, and medical expenses.

Yes, horse trainers and riding instructors often have specific insurance requirements, like liability coverage to protect against accidents and injuries. This also includes coverage for care, custody, and control of the horses they work with. Horse shows and events typically have specific insurance requirements, including liability coverage for property damage, participant accidents, and other potential risks.

Farm and ranch insurance typically offers a range of coverage options. These options include property coverage for buildings, equipment, and livestock; liability coverage for accidents and injuries. We also offer coverage for specialized needs like farm vehicles, pollution liability, and income protection. Marsh McLennan Agency also offers private client and employee health and benefits options to protect all aspects of your farm and ranch operations.

Farm property insurance covers the physical assets of a farm, such as buildings, equipment, and livestock. Farm liability insurance provides coverage for injuries or damage caused by farming operations, such as accidents, injuries to visitors, or damage to neighboring properties.

The cost of farm and ranch insurance can be influenced by factors like the size of the property, type of farming operations, value of equipment and livestock, and location.

Meet an equine specialist.