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Association Insurance

We work with community associations to find effective ways to reduce the cost of risk. With Marsh McLennan Agency, you’ll get a comprehensive risk prevention solution that protects your association, board members & unit owners.

Community Associations for condos and townhomes requires specialized risk management and an experienced partner – and with our team you’ll get just that.

You need a partner who will adapt to the way your community association does business. Effective protection requires unique solutions designed around your specific needs. Impeccable insurance coverage, reduced risk and security for your association are essential. We will be that partner. Marsh McLennan Agency builds custom risk management and insurance programs that can reduce your community’s exposure to risk and lower your association’s premiums. We’ll establish strategies that work around your priorities and how you run your association.

  • We design unique solutions that reduce your cost of risk
  • We’re devoted to long-term service for you—not just short-term profit
  • We’re actively involved in association trade groups working on your behalf
  • Our values-based approach ensures we’ll always work in your best interest, and that you’re treated fairly
  • Our 30+ years of experience helping associations provides you with seasoned risk management expertise

Community Association Insurance Services

We think strategically and customize our services to help you proactively manage risks and propel growth for your association.

Property Insurance

Property insurance coverage is intended to cover the residential structures, monuments, fencing, and community buildings that are part of an association.

General Liability Insurance

General liability provides coverage for legal claims arising from bodily injury, property damage, and personal injury and advertising injury.

Hired Non-Owned Liability Insurance

Hired non-owned liability insurance is intended to cover the association’s exposure in situations when a volunteer, who is driving their own car, is in a car accident while out on association business.

Umbrella Liability Insurance

The purpose of umbrella liability insurance is to offer additional liability coverage for associations. The policy is triggered when the underlying coverages have been exhausted.

Crime & Fidelity Insurance

Crime and Fidelity insurance is intended to protect the monies the association has in operating and reserve accounts.

Directors & Officers Liability Insurance

The intention of D&O insurance is to protect the association from wrongful acts by the association, the Board of Directors, the Officers and certain other volunteers.

Volunteer Accident Insurance

Volunteer policies are designed to bridge the possible gap in Association policies. Volunteers are typically not covered under workers’ compensation policies and depending on the situation there may be limited coverage.

Workers’ Compensation Insurance

Workers’ Compensation policies are designed to protect the association when a contractor claims an employee/employer relationship.

Request for Certificate of Insurance

Complete the form information to request a Certificate of Insurance (COI) for the Unit Owner, a Bank or Financial Institution or other recipient.

Request a COI

Meet Grant, a community association risk specialist.

Grant Herschberger

Business Insurance Consultant,
Community Association Insurance Services
Minneapolis, MN, 6+ years' experience

Learn More

Meet an association specialist.

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