Bradley Sawyer
Risk Advisory Leader
Impacted by California wildfires? Whether you have a business that's been affected or your personal home and assets are damaged, know that you have a team of people to support you. Find resources here.
When a wildfire is approaching your area, it's essential to stay calm and take quick action to protect yourself and your loved ones. Our experienced team is here to help you, every step of the way. Below are our recommendations before, during, and after a wildfire event.
(If time allows and you are not under evacuation orders, these next steps will help you ready your home, documents, and assets)
Stay informed: Monitor local news, emergency alerts and apps like WatchDuty for timely updates on the progress of the wildfire and for evacuation orders (local radio, NOAA, etc.). Follow Marsh McLennan Agency’s social media channels (LinkedIn, Facebook, X (Twitter)) and check your email inbox for tips.
Assess your surroundings: Look for signs of smoke or flames in your neighborhood, and check wind direction to gauge whether the fire is moving toward or away from your home.
Document your home and property (if time allows): If there is time to do so safely and you are not under immediate evacuation orders, document your home, assets, and property. Take photographs or videos of each room in your home and the outside of your property.
Prepare for evacuation: Have your evacuation kit ready, including essentials like water, medications, identification, important documents, and a phone charger.
Protecting your home:
Pack an emergency kit: Include essentials like:
Charge devices: Fully charge your phone and other critical electronic devices, as power outages may occur. Fully charged portable power banks are also helpful to have on hand.
Know your evacuation routes: Familiarize yourself with at least two routes out of your area in case one is blocked.
Plan transportation: Make sure your vehicle is fueled or charged and ready to go or arrange alternate transportation.
Tips for evacuating safely
Contact your client advisor: After you’ve safely evacuated, reach out to your client advisor who will help you understand the coverages available to you under your insurance policy. Your client advisor will help you determine the best time to notify the insurance carrier of an actual claim or potential claim. Our team of professionals are here to support you throughout the entire process so you can focus on what matters most to you.
Stay away from danger zones: Don’t return home until authorities declare it is safe to do so.
Check for updates: Continue to monitor news and emergency alerts for information about re-entry or shelter availability.
Keep track of additional expenses: File and track expenses, such as the cost for lodging, while you are unable to return to your home in the wildfire or burn zone.
Stay with family or friends: If you need a safe place to stay, go to a designated evacuation shelter or stay with someone who lives farther from the fire.
Avoid using phones for non-emergency purposes: Keep communication lines open for emergency calls.
Be aware of smoke: Even if you are not in the immediate path of the fire, smoke can be hazardous. Limit outdoor activities and stay indoors if the air quality is poor.
We are here to support you. Marsh McLennan Agency Private Client Services has a dedicated support team of client advisors, claims advocacy specialists and risk advisors standing by who can help you through the entire claims process with your insurance carrier.
We help you understand coverages available to you and will pair you with personal claims advocates and risk advisors.
Additionally, we advocate for you with the carrier to help you access the full benefit of your policy for a covered loss.
Our team will work with you to find important documentation, photos or videos of your home that can be used in the claims process if you must leave rapidly.
By taking these steps, you can help ensure your safety and the safety of those around you. The most important thing is that you, your family, pets, and loved ones are safe. Let our team of experienced professionals do what we do best: protect the value of your home and assets.
Schedule an insurance review with an experienced Personal Risk Advisor to ensure you have the proper insurance protection before the next wildfire.
Risk Advisory Leader