- Personal Liability (Home): $300,000 personal injury and property damage each occurrence
- Registered Vehicles: $250,000/$500,000 bodily injury and $100,000 property damage; or $300,000 single limit each occurrence
- Unregistered Vehicles: $300,000 bodily injury and property damage each occurrence
- Registered Vehicles with less than four wheels and Motorhomes: $250,000/$500,000 bodily injury and $100,000 property damage; or $300,000 single limit each occurrence
- Watercraft <26 feet and <50 horsepower: $300,000 bodily injury and property damage each occurrence
- Watercraft 26+ feet or 50+ horsepower: $500,000 bodily injury and property damage each occurrence
- Uninsured Motorist/Underinsured Motorists: $250,000/$500,000 bodily injury and $100,000 property damage; or $300,000 single limit each occurrence
Impacted by California wildfires? Whether you have a business that's been affected or your personal home and assets are damaged, know that you have a team of people to support you. Find resources here.
Required Primary Underlying Limits
Comprehensive Personal Risk Review
A Marsh McLennan Agency Private Client Services personal risk advisor is available to conduct a comprehensive personal risk review. Through this complimentary consultation, your advisor will evaluate the adequacy of your existing personal insurance policies and underlying limits, identify exposures, and provide customized recommendations to ensure you have the broadest coverage available for the best value.
