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Auto
With all the auto insurance options available in the market, it might seem overwhelming to keep track of the differences. But there are some important differences between standard auto insurance and the coverage required for high-value, luxury, or collector cars.
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Data sources:
1 Specific coverage features may vary by state, insurer, and/or vehicle.
2 Unless the parts are no longer made; excludes window glass in some instances.
3 There may be a reimbursement limit for total transportation expenses.
4 Some countries/jurisdictions require the purchase of local coverage. There may be time frame limits.
Auto coverage that’s beyond ordinary
Whether it’s a sports car or an SUV, today’s vehicles are constructed with specialized technology and lightweight materials that make them more fuel-efficient and offer better protection for drivers and passengers. But after an accident, you want peace of mind knowing your vehicle has been repaired precisely to the manufacturer’s specifications. If you were in an accident with your new vehicle and wanted a preferred garage or dealership to handle the repairs, most standard insurers will limit the settlement of your claim if you use a repair facility outside their network. However, most high net worth insurers will allow you to select your preferred repair center.
