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Trade Credit and Political Risk

Manage your growth and protect your largest business asset.

As a trade credit insurance (TCI) broker, we deliver solutions to help manage the risks of receivables and a wide range of other trade finance issues—regardless of the day’s headlines.

Benefits of trade credit insurance

Both public and private companies can benefit from trade insurance—whether you work with thousands of clients or have concentrated risk with just a few customers. Your organization can insure its accounts receivable to protect against bankruptcy and slow payment while infusing more active capital into your business.

  • Catastrophic risk protection—TCI prevents loss of assets, reduces risk of key account concentration, and caps exposure to bad debt loss.
  • Sales expansion—TCI affords the ability to expand into new or riskier markets, realize more organic growth, and enhance customer relationships.
  • Credit enhancement—TCI supports credit risk evaluation, structure credit decision making, gain leverage with problem accounts, and access the largest credit data sets.
  • Bank financing—TCI provides more working capital while reducing rates, inherent risk, risk of key accounts. This includes export receivables.
  • Reduction of bad debt reserves—TCI frees up working capital through trade credit insurance.

 

Trade credit insurance coverage

Protecting a company’s commercial accounts receivable from unexpected and catastrophic losses, trade insurance has gained tremendous momentum among business-to-business companies.

Secured accounts receivable

Your incoming cash can be a company's largest assets. By securing your accounts receivable, business credit insurance becomes another asset you can pledge to financing partners. Leveraging the insurance, you can also garner better terms from your suppliers. From financial institutions to businesses of all sizes, strengthening your credit procedures only enhances your business.

Industry application

Companies in all industries are a fit for trade Insurance. Our practice works with our industry practices, including energy, agriculture, manufacturing, transportation, and financial institutions teams. As your trade credit insurance broker, we help make the most of your insurance policy.

Political risks

This includes transfer risk (political/economic events preventing or delaying transfer of payments), government moratorium (government decision preventing release of funds), contract frustration (decision preventing performance of the contract), and civil turmoil (insurrection, war, and natural disasters).

Commercial risks

Claim triggers include insolvency and slow payments for accounts that are past due their terms. Clients can better control and leverage their accounts receivable when using business credit insurance.

Meet a trade credit and political risk specialist.

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